To boost my savings and ease budgeting, I have directed most of my income into savings and a dedicated checking account to use to pay fixed reccurring expenses throughout the year. This has left me pretty cash poor. I just realized that I have about $9 balance in my regular checking account and I need to buy coffee. So I transferred $20 in from my other non-long-term savings account so I can get out $10 in spending money to buy some coffee and have a few dollars available. Thank god I get paid on Thursday. I think I need to tweak the budget a bit because I seem to be ending up broke every other week. I think what happened that got me off track was fixing up the bathroom. I painted it last month and had budgeted $75 but I actually spent $110. It was money well spent and the bathroom came out great but it has put me in a bit of a hole.